{"id":122,"date":"2018-08-06T02:00:00","date_gmt":"2018-08-06T14:00:00","guid":{"rendered":"https:\/\/www.swinsurance.com\/blog\/?p=122"},"modified":"2018-08-02T09:55:08","modified_gmt":"2018-08-02T15:55:08","slug":"is-boat-insurance-right-for-you","status":"publish","type":"post","link":"https:\/\/www.swinsurance.com\/blog\/is-boat-insurance-right-for-you\/","title":{"rendered":"Is Boat Insurance Right For You?"},"content":{"rendered":"<p>Our friends in Austin, TX love to spend their hotter days out on the water. Texans love their recreational toys, from boats to jetskis&nbsp;and all vessels in-between. At Southwest Insurance Center, we want to protect your favorite watercraft all year-round. You may be surprised by the wide range of vessels that can be covered by a boat insurance policy!<\/p>\n<h2>Different Kinds of Boat Insurance<\/h2>\n<p><strong>Boats<\/strong>&nbsp;<\/p>\n<p>All sorts of boats can be insured with a boat insurance policy. If you&#8217;re a boating enthusiast you&#8217;re probably already familiar with the astounding amount of different models out on the water today. Just a small sample of insurable boat types include:<\/p>\n<ul>\n<li>Walk-Arounds, Cuddy Cabin, Center Consoles, and Bow Riders &#8211; Typically used for fishing and recreation with seating for passengers, with or without a cabin in the bow.&nbsp;<\/li>\n<li>Ski Boats &#8211; High horsepower, flat bottom boats designed to tow skiers and other high-speed sports.<\/li>\n<li>Pontoon Boats &#8211; Also known as &quot;party boats&quot;, these feature wide, flat platforms floated on pontoons.<\/li>\n<li>Sailboats &#8211; Used&nbsp;in professional sports, fishing, or recreation. The main source of propulsion comes from the sail with or without the help of a motor.<\/li>\n<\/ul>\n<p><strong>Personal Watercraft<\/strong><\/p>\n<p>Yes, even your favorite personal watercraft (or PWC) can be covered with boat insurance.&nbsp;At its most basic, a personal watercraft is a jet-propelled marine recreation vehicle that features handlebars and a saddle for one to three passengers. However, there are plenty more types of PWC that could be covered by boat\/marine insurance!<\/p>\n<h2>A Necessity<\/h2>\n<p>Your homeowner&#8217;s insurance policy may cover some limited boat damage, but it typically won&#8217;t cover you for liability. Only a real boat insurance policy could cover your vessel for damages caused by you or injuries you sustain in an accident.&nbsp;<\/p>\n<p>If you&#8217;re boating around&nbsp;Austin, TX allow&nbsp;Southwest Insurance Center to find the perfect policy to protect your favorite watercraft today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our friends in Austin, TX love to spend their hotter days out on the water. Texans love their recreational toys, from boats to jetskis&nbsp;and all vessels in-between. At Southwest Insurance Center, we want to protect your favorite watercraft all year-round. You may be surprised by the wide range of vessels that can be covered by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-122","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-austin-tx","tag-southwest-insurance-center"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=122"}],"version-history":[{"count":1,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions"}],"predecessor-version":[{"id":123,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions\/123"}],"wp:attachment":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}