{"id":20,"date":"2017-10-22T03:00:00","date_gmt":"2017-10-22T09:00:00","guid":{"rendered":"https:\/\/www.swinsurance.com\/blog\/?p=20"},"modified":"2018-01-30T09:32:43","modified_gmt":"2018-01-30T15:32:43","slug":"student-debt-and-life-insurance-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/","title":{"rendered":"Student Debt and Life Insurance: What You Need to Know"},"content":{"rendered":"<p>New graduates are already faced with a number of necessities that they may not be equipped to handle. They may&nbsp;be even less&nbsp;able to cover&nbsp;everything they need when they&#8217;re actually in school. So then why would any young person decide to purchase life insurance when they have so many other responsibilities on their plate? See why it may make more sense than you think.&nbsp;<\/p>\n<h3>Stakes Are High&nbsp;<\/h3>\n<p>There&#8217;s little&nbsp;debate that student debt can accrue faster than anyone thinks. Southwest Insurance Center has seen how students in Austin, TX may underestimate just what they need just to be able to survive. What they may not know is that while they&#8217;re in school (or soon after they graduate), they may leave someone else on the hook to cover their debt should something happen to them. It can mean that collectors come after a spouse or loved one&nbsp;of the debt holder to get what they&#8217;re owed. Ultimately, many people would have a very difficult time shouldering that burden if the student is unable to take care of their debt on their own.&nbsp;<\/p>\n<h3>How Life Insurance Helps&nbsp;<\/h3>\n<p>Life insurance can be the best way to plan for the future because it provides the relief necessary to those in charge of the student&#8217;s affairs. The best part is that practically every graduate can get a policy that works for them. Even a small amount of coverage can go a long way for those you love. Term insurance may be an excellent option because you can choose just how long you have the insurance, and it will end at the date you specify. Call Southwest Insurance Center if you&#8217;re in Austin, TX, and want to take the steps to plan for a brighter future.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New graduates are already faced with a number of necessities that they may not be equipped to handle. They may&nbsp;be even less&nbsp;able to cover&nbsp;everything they need when they&#8217;re actually in school. So then why would any young person decide to purchase life insurance when they have so many other responsibilities on their plate? See why [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-20","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-austin-tx","tag-southwest-insurance-center"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Southwest Insurance Center |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2017-10-22T09:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-01-30T15:32:43+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#article\",\"name\":\"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center\",\"headline\":\"Student Debt and Life Insurance: What You Need to Know\",\"author\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2017-10-22T03:00:00-06:00\",\"dateModified\":\"2018-01-30T09:32:43-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#webpage\"},\"articleSection\":\"Insurance, Austin TX, Southwest Insurance Center\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#listItem\",\"name\":\"Student Debt and Life Insurance: What You Need to Know\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#listItem\",\"position\":3,\"name\":\"Student Debt and Life Insurance: What You Need to Know\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Southwest Insurance Center\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#webpage\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/\",\"name\":\"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/student-debt-and-life-insurance-what-you-need-to-know\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2017-10-22T03:00:00-06:00\",\"dateModified\":\"2018-01-30T09:32:43-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Southwest Insurance Center\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center","description":"","canonical_url":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#article","name":"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center","headline":"Student Debt and Life Insurance: What You Need to Know","author":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.swinsurance.com\/blog\/#organization"},"datePublished":"2017-10-22T03:00:00-06:00","dateModified":"2018-01-30T09:32:43-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#webpage"},"isPartOf":{"@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#webpage"},"articleSection":"Insurance, Austin TX, Southwest Insurance Center"},{"@type":"BreadcrumbList","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.swinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#listItem","name":"Student Debt and Life Insurance: What You Need to Know"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#listItem","position":3,"name":"Student Debt and Life Insurance: What You Need to Know","previousItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.swinsurance.com\/blog\/#organization","name":"Blog | Southwest Insurance Center","url":"https:\/\/www.swinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#webpage","url":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/","name":"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.swinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/#breadcrumblist"},"author":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2017-10-22T03:00:00-06:00","dateModified":"2018-01-30T09:32:43-06:00"},{"@type":"WebSite","@id":"https:\/\/www.swinsurance.com\/blog\/#website","url":"https:\/\/www.swinsurance.com\/blog\/","name":"Blog | Southwest Insurance Center","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.swinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Southwest Insurance Center |","og:type":"article","og:title":"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center","og:url":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/","article:published_time":"2017-10-22T09:00:00+00:00","article:modified_time":"2018-01-30T15:32:43+00:00","twitter:card":"summary","twitter:title":"Student Debt and Life Insurance: What You Need to Know | Blog | Southwest Insurance Center"},"aioseo_meta_data":{"post_id":"20","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 12:19:08","updated":"2025-06-04 12:47:24","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.swinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tStudent Debt and Life Insurance: What You Need to Know\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.swinsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/"},{"label":"Student Debt and Life Insurance: What You Need to Know","link":"https:\/\/www.swinsurance.com\/blog\/student-debt-and-life-insurance-what-you-need-to-know\/"}],"_links":{"self":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":1,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"predecessor-version":[{"id":21,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions\/21"}],"wp:attachment":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}