{"id":271,"date":"2021-06-14T04:00:00","date_gmt":"2021-06-14T10:00:00","guid":{"rendered":"https:\/\/www.swinsurance.com\/blog\/?p=271"},"modified":"2021-06-05T12:32:32","modified_gmt":"2021-06-05T18:32:32","slug":"protect-your-finances-with-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/","title":{"rendered":"Protect Your Finances With Umbrella Insurance"},"content":{"rendered":"<p>Umbrella insurance is an important type of coverage that comes in handy for many people. More and more people are getting this coverage so that they are well-prepared for a major accident that could happen. If you want to be better covered, call us at&nbsp;Southwest Insurance Center in&nbsp;Austin, TX to find out more about this helpful coverage.&nbsp;<\/p>\n<p><strong>Your Maximum Payout<\/strong><\/p>\n<p>When you have a home insurance policy as well as an auto policy, you have two policies that generally come with low amounts for liability coverage. That means that if a serious accident were to occur, your home or auto policy would pay for the resulting bills, but only up to the stated maximum. If this is too low, then you are liable for paying the overage by yourself. However, you can be covered in this situation by getting an umbrella policy.<\/p>\n<p><strong>Umbrella Coverage<\/strong><\/p>\n<p>When you have an umbrella policy, it works alongside both your auto and home policies. It adds a higher maximum of liability insurance so that you won&#8217;t be on the hook for an overage after your auto or home policies payout. It doesn&#8217;t add directly to your auto or home policies, it instead works with them so that you are better protected against medical bills and bills for property damage.&nbsp;This is an important coverage in case of a serious accident. Serious accidents do happen, and it&#8217;s better to be safe than sorry later.&nbsp;<\/p>\n<p><strong>Protect Your Future Finances<\/strong><\/p>\n<p>If you don&#8217;t want to pay overages after an accident, you could likely use an umbrella policy. Give us a call at&nbsp;Southwest Insurance Center in&nbsp;Austin, TX to find out more.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is an important type of coverage that comes in handy for many people. More and more people are getting this coverage so that they are well-prepared for a major accident that could happen. If you want to be better covered, call us at&nbsp;Southwest Insurance Center in&nbsp;Austin, TX to find out more about this [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-271","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-austin-tx","tag-southwest-insurance-center"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Southwest Insurance Center |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-06-14T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-06-05T18:32:32+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#article\",\"name\":\"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center\",\"headline\":\"Protect Your Finances With Umbrella Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-06-14T04:00:00-06:00\",\"dateModified\":\"2021-06-05T12:32:32-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Austin TX, Southwest Insurance Center\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#listItem\",\"name\":\"Protect Your Finances With Umbrella Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#listItem\",\"position\":3,\"name\":\"Protect Your Finances With Umbrella Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Southwest Insurance Center\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/\",\"name\":\"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/protect-your-finances-with-umbrella-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-06-14T04:00:00-06:00\",\"dateModified\":\"2021-06-05T12:32:32-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/\",\"name\":\"Blog | Southwest Insurance Center\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.swinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center","description":"","canonical_url":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#article","name":"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center","headline":"Protect Your Finances With Umbrella Insurance","author":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.swinsurance.com\/blog\/#organization"},"datePublished":"2021-06-14T04:00:00-06:00","dateModified":"2021-06-05T12:32:32-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#webpage"},"articleSection":"Insurance, Austin TX, Southwest Insurance Center"},{"@type":"BreadcrumbList","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.swinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#listItem","name":"Protect Your Finances With Umbrella Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#listItem","position":3,"name":"Protect Your Finances With Umbrella Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.swinsurance.com\/blog\/#organization","name":"Blog | Southwest Insurance Center","url":"https:\/\/www.swinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#webpage","url":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/","name":"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.swinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.swinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-06-14T04:00:00-06:00","dateModified":"2021-06-05T12:32:32-06:00"},{"@type":"WebSite","@id":"https:\/\/www.swinsurance.com\/blog\/#website","url":"https:\/\/www.swinsurance.com\/blog\/","name":"Blog | Southwest Insurance Center","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.swinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Southwest Insurance Center |","og:type":"article","og:title":"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center","og:url":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/","article:published_time":"2021-06-14T10:00:00+00:00","article:modified_time":"2021-06-05T18:32:32+00:00","twitter:card":"summary","twitter:title":"Protect Your Finances With Umbrella Insurance | Blog | Southwest Insurance Center"},"aioseo_meta_data":{"post_id":"271","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-06-14 10:14:04","updated":"2025-06-04 14:07:59","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.swinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tProtect Your Finances With Umbrella Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.swinsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.swinsurance.com\/blog\/category\/insurance\/"},{"label":"Protect Your Finances With Umbrella Insurance","link":"https:\/\/www.swinsurance.com\/blog\/protect-your-finances-with-umbrella-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/271","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=271"}],"version-history":[{"count":1,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/271\/revisions"}],"predecessor-version":[{"id":272,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/271\/revisions\/272"}],"wp:attachment":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=271"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=271"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=271"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}