{"id":403,"date":"2024-03-29T04:00:00","date_gmt":"2024-03-29T10:00:00","guid":{"rendered":"https:\/\/www.swinsurance.com\/blog\/?p=403"},"modified":"2024-03-12T15:22:14","modified_gmt":"2024-03-12T21:22:14","slug":"who-is-eligible-to-get-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.swinsurance.com\/blog\/who-is-eligible-to-get-umbrella-insurance\/","title":{"rendered":"Who Is Eligible to Get Umbrella Insurance?"},"content":{"rendered":"

If you’ve heard about umbrella insurance and wonder whether it’s right for you, you may be eligible for it. Before you get an umbrella insurance policy, you have to have two other policies in place. These are affected by the umbrella policy, so you need to have them before looking into umbrella insurance. If you’re eligible for umbrella insurance, call us at Southwest Insurance Center in Austin, TX, to find out more. <\/p>\n

Home and Auto Insurance <\/strong><\/h2>\n

If you already have a home insurance policy and an auto policy, you can get an umbrella policy to add more coverage to them. Umbrella insurance is a way to add more coverage to both policies simultaneously. An umbrella policy gives you an extra layer of liability coverage for those policies. Many home and auto policies don’t have much for their liability coverage. This can mean that after the policy has maxed out, there are still bills that you’re liable for. This can cost an enormous amount to pay. Medical bills can be catastrophic if you’re required to pay them. <\/p>\n

Paying the Overage<\/strong><\/h2>\n

If you have this overage to pay and you have umbrella insurance, it will step in after the home or auto policy to pay whatever is still due. Umbrella policies have an enormous amount of coverage, and this can come in handy when an accident has been serious and expensive. If you don’t have umbrella insurance, all of those overage charges will be yours to pay on your own, which could easily mean bankruptcy for some people. <\/p>\n

Get Umbrella Insurance<\/strong><\/h2>\n

If you already have a home and auto policy, it may be time to consider umbrella insurance. To get started, call Southwest Insurance Center in Austin, TX. <\/p>\n","protected":false},"excerpt":{"rendered":"

If you’ve heard about umbrella insurance and wonder whether it’s right for you, you may be eligible for it. Before you get an umbrella insurance policy, you have to have two other policies in place. These are affected by the umbrella policy, so you need to have them before looking into umbrella insurance. If you’re […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-403","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-austin-tx","tag-southwest-insurance-center"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t