{"id":455,"date":"2025-01-31T04:00:00","date_gmt":"2025-01-31T10:00:00","guid":{"rendered":"https:\/\/www.swinsurance.com\/blog\/?p=455"},"modified":"2025-01-15T10:37:06","modified_gmt":"2025-01-15T16:37:06","slug":"deciding-between-liability-only-auto-insurance-and-full-coverage-auto-what-to-know","status":"publish","type":"post","link":"https:\/\/www.swinsurance.com\/blog\/deciding-between-liability-only-auto-insurance-and-full-coverage-auto-what-to-know\/","title":{"rendered":"Deciding Between Liability Only Auto Insurance and Full Coverage Auto? What to Know"},"content":{"rendered":"<p>Car insurance is essential if you own a car. There are many types of car insurance, including full coverage and liability only. If you&#8217;re trying to get car insurance, you&#8217;ll need to decide which type is right for you.<\/p>\n<p>Southwest Insurance Center in Austin, TX can help. We provide customer service and answer customer questions to make choosing insurance easier. Here&#8217;s what you need to know.<\/p>\n<h2>Understanding Full Coverage Auto Insurance<\/h2>\n<p>Full coverage auto insurance is a type of auto insurance that pays to repair or replace your vehicle under a range of conditions. It will cover your vehicle after a collision, even if you caused the accident. This type of auto insurance will also pay to replace your vehicle if it is stolen or damaged in a number of non-collision-related incidents, including vandalism, fire, or accidents with animals.<\/p>\n<h2>What Is Liability Only Auto Insurance?<\/h2>\n<p>Liability-only insurance pays to repair or replace the other driver&#8217;s vehicle in the event of a collision if you are at fault. This type of insurance meets the minimum requirements for owning and driving a vehicle.<\/p>\n<h2>Which One Should I Choose?<\/h2>\n<p>Choosing a type of auto insurance can be challenging. Many factors, including coverage amounts, the value of your vehicle, and whether you have an auto loan, must be considered.<\/p>\n<p>If you&#8217;re trying to decide which type of auto insurance is right for you, contact Southwest Insurance Center in Austin, TX. We can help! We provide a range of services and can answer your questions about each type of auto insurance. Call today to learn more about liability-only and full-coverage auto insurance and which is right for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Car insurance is essential if you own a car. There are many types of car insurance, including full coverage and liability only. If you&#8217;re trying to get car insurance, you&#8217;ll need to decide which type is right for you. Southwest Insurance Center in Austin, TX can help. We provide customer service and answer customer questions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,21,22,6],"class_list":["post-455","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-austin-tx","tag-auto-insurance","tag-liability","tag-southwest-insurance-center"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=455"}],"version-history":[{"count":1,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/455\/revisions"}],"predecessor-version":[{"id":456,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/455\/revisions\/456"}],"wp:attachment":[{"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.swinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}