Am I covered when I rent a vehicle?
Yes! All of your coverage transfers over to a rental vehicle except “Loss of Use”. Most major credit card companies cover that portion. If yours does not, then make sure to purchase that coverage from the rental company.
Do my coverages transfer to a rental moving truck?
No. No coverage transfers to a moving truck you may rent.
Is my windshield covered?
The general rule is if the glass can be repaired (a chip) your comprehensive deductible is waived. However, if your windshield needs to be replaced, your comprehensive deductible applies unless you have selected full glass coverage.
How much are my rates going to increase due to an “at-fault” accident?
If you don’t qualify for accident forgiveness, increases can be anywhere from $100 to $300 a year.
Is my property covered when it is in a storage unit?
10% of your personal property limit extends to items off your premises. It is subject to your home insurance deductible.
Is a flood covered by my Homeowners insurance?
Ground water coming in from outside of the home is not covered. You would need to purchase a separate flood policy for that type of damage.