3 Benefits of Umbrella Insurance

Umbrella insurance has the rainy-day connotation, and that’s exactly what it was made for: an extremely rainy day. Most events you’ll see in your lifetime will fall into certain categories. For example, if you get into a car accident, you’re not going to say that you need to make a call to your umbrella insurance carrier. However, there are times when you really will need this type of extra consideration in your life for things that can’t be predicted, and it’s better to be on the right side of the line than the unprepared side. 

1. You Can Relax 

What have you invested in during your lifetime? If your home were to be involved in a catastrophe that wasn’t a part of your insurance coverage, could you afford the damage? Would you have to file bankruptcy? Is that loss going to come anywhere close to what umbrella insurance will cost you? Making the right moves now is a necessity for a better tomorrow. 

2. No More Questions, No Explanations

When you sign a car insurance policy, you’re probably used to asking lots of questions (and if you’re not, you really should be.) Umbrella insurance takes care of all the little events that no one could have prepared for or anticipated. There will be no explanations or justifications or long arguments about how you deserve this or that. That’s exactly what you don’t have time for. 

3. You Have Options 

Southwest Insurance Center has policies that can help you determine which type of coverage is best for you. Our agents can take your information, get you a quote and steer you towards a policy that can protect all you’ve managed to build. Give us a call today for more information if you live in Austin, TX. 

3 Reasons To Have RV Insurance

When you decide to invest in an RV, you want to make sure that you purchase insurance. Regardless of whether you plan on using it in Austin or throughout Texas and beyond, it needs to be insured – and finding the right policy is critical.

It’s Required

One of the first reasons you need to have RV insurance is because it is required. It is a recreational vehicle, and all vehicles need to be insured in the state of Texas. You are going to be driving on the roads, and therefore you need to have at least the minimum level of insurance. There are various other levels of coverage that should be explored as well.

It Offers Protection

RV insurance in Texas is going to offer you a significant amount of protection. You want to do everything you can to protect your finances. You get into any accident you don’t want to be responsible for paying out-of-pocket. This could be something as simple as property damage or something that involves multiple people or vehicles. It is going to be much easier to file a claim with an insurance company than to drain your bank account.

It Gives You Peace of Mind

Having RV insurance is also going to provide you with peace of mind. You will feel more confident when you are driving around on the road knowing that you have sufficient coverage. As far as what that coverage is, it can vary significantly from company to company. This is why it is advantageous to talk with an independent insurance agent who can explain the various levels of coverage and help you to decide what it is that you need for your vehicle.

Contact us at Southwest Insurance Center now to learn more about RV insurance. Our agents look forward to helping you every step of the way.