3 Tips for Choosing Motorcycle Insurance

Motorcycle insurance is like having a safety net when you’re on the road, something that should appeal to all those without an exterior frame to protect them. Choosing insurance can feel like a bit of a minefield because of the many plans, policies, and premiums available, but it doesn’t have to be. Southwest Insurance Center wants you to have a better idea of what it means to pick the coverage that’s right for you. 

1. Compare Plans 

This is probably the best advice you’ll get if you live in Austin, TX. All motorcycle owners are seen as having a bit of daredevil in them, and this is reflected in the coverage levels and price of the plan. Even if it seems like you’re getting one standard-issue quote after the next, it’s important to check several sources before you really have an idea of what it should cost you. As you compare, keep in mind the reviews of every company. Sometimes paying a little more is worth it for a company that’s easier to work with. 

2. Consider Comprehensive Insurance 

Liability only for motorcycle drivers can be a tempting choice because of its appealing price tag. However, motorcycles are expensive to buy and replace if anything happens to them. And considering they’re more likely to be stolen and stripped due to their sheer portability, a comprehensive policy may be the only thing that recuperates your losses. Unless you have a bike you know you wouldn’t mind losing, you should talk to someone about comprehensive. 

3. Pick the Right Partner 

Southwest Insurance Center is here to help the people of Austin, TX get the motorcycle insurance they need. Give us a call today to learn more about how the right policy can protect you when it counts. 

Does My RV Insurance Cover My Motor Home if I Put It In Storage?

As much as we would like to, we can’t travel all of the time. This means that our RV probably spends a few months each year in storage. The agents of Southwest Insurance Center serve residents living in Austin, TX and assist them in making sure their RV is protected whether you have it out on the road or neatly tucked away in storage. Keeping your insurance coverage intact while your RV is in storage is very beneficial.

What Your Policy Covers

Most RV insurance policies cover your RV no matter where it is. If you are traveling, you’re covered. If it has been put in storage, your coverage will remain in place unless you choose to cancel it.

Storage Insurance

Since you won’t be putting your RV on the road, you may be able to lower your costs by choosing a policy that has a storage option. With storage insurance, your liability coverage drops because you will not be using your RV to camp or putting it on the road. Once you take it out of storage, you will need to notify your agent so the liability can be put back into effect.

Who’s Responsible?

Most storage facilities have a policy in place that will cover damage to RVs on their property if an event happens on the property that is not the RV owner’s fault.

If you own an RV and live in Austin, TX, call the agents of Southwest Insurance Center and talk to them about their RV insurance policies. They can find the right policy to cover all of your recreational and RV insurance needs.