Dos and Don’ts of Filing an Auto Insurance Claim

Things can get pretty stressful following a collision. To ensure you are properly compensated, you want to ensure that you correctly file an auto insurance claim with your Austin, TX insurance company. Here are a few dos and don’ts to follow from Southwest Insurance Center.

Do Document Absolutely Everything

No matter whether you think it is relevant or not, take note of it. Your insurer can use what is necessary and put aside the rest. Take pictures of all vehicles involved, the scene of the accident, the road, the weather, obstructions, etc. Don’t forget to take down eyewitness information. Seek medical attention immediately if you are injured.

Don’t Throw Away Your Receipts

After an accident, you will be out money for medical expenses, auto repairs, property repairs, and a variety of other expenses. Make certain that you keep the receipts (or at least copies of them) of anything you pay for. More often than not, these expenses are refundable, but you will need to provide proof of these costs to your insurer.

Do File Your Claim ASAP

It is important to understand that the claims process needs to get started as soon as possible, which means you need to file your auto insurance claim at your very earliest convenience following the accident. In fact, you should familiarize yourself with the requirements of your insurer, as most insurance policies will require that you file within a certain time period—typically within 24 hours.

If you need help filing your auto insurance claim, don’t hesitate to contact our team at Southwest Insurance Center. We are happy to answer any questions or concerns you may have and guide you through the claims filing process. Alternatively, if you are looking for auto insurance in Austin, TX, let us help you assess your individual needs and provide you with an auto insurance quote.

Do All Texas Homeowners Need Dwelling Fire Insurance?

If you own a home in the Austin, TX area, dwelling fire insurance is essential to protecting one of your life’s biggest financial investments. Wild weather isn’t exactly unheard of in Texas, and there is some level of fire risk no matter where you live. You may be thinking, “If I have homeowner’s insurance, I should be covered in the event of a fire.”

While homeowner’s insurance covers your home in the event of a fire that is not your fault, fire insurance is an extra step of protection for fires caused by cooking accidents, bad wiring, or smoking, where you are technically at fault.

Dwelling Fire Insurance In Austin

The team at Southwest Insurance Center understands how the variations in coverage can be overwhelming, particularly as a new homeowner who wants to fully cover a new investment. We’re happy to help you navigate the options in order to make the best coverage decision for your home.

It’s obvious that a fire can cause serious damage to your home and surrounding property in Austin, TX. Dwelling fire insurance covers damage from a fire that occurs as a result of an accidental fire where you are at fault. The policy also covers any damage to your personal belongings. The peace of mind in knowing that accidents do happen and we can only be so prepared for them is the biggest motivator to invest in dwelling fire insurance.

Whether you have an electrical issue in your home and something sparks, or there’s an accidental cooking disaster that leads to a fire, maintaining a dwelling fire insurance policy will allow you to breathe easier because you know you’re fully covered.

If you’re interested in seeing what dwelling fire insurance we can offer, contact Southwest Insurance Center today. We’re here to help.