3 Tips for Avoiding Fender Bender Fraud

If you’ve ever been involved in an auto accident, you know just how scary the situation can be. But how do you know who you can trust and how do you keep yourself from being a victim of fraud? Here are three tips for avoiding fender bender fraud to consider.

Tip #1: Don’t Immediately Say It Was Your Fault

After an accident, it can be very easy to apologize or claim that the accident was your fault. This can lead the other party into thinking he or she has a right to inflate physical damage and injuries—a common example of insurance fraud. Instead, you can simply apologize for the inconvenience of the situation, but be sure to let the insurance companies really determine who is responsible.

Tip #2: Write It Down

As soon as you are safely able to do so, write down a full account of what happened in the incident. By doing this while your memory is fresh, you can help ensure you get the facts as clear and concise as possible. If the police department will respond, having a copy of their final report will also be helpful. Having this information ready if the other party tries to claim damages can be incredibly helpful in the effort to prove your case.

Tip #3: Never Walk Away from an Accident without Exchanging Information

Many people believe that if they get into a minor accident where there is no damage that they do not need to exchange information or take photos of the other vehicle. This is wrong and ultimately very dangerous. If a third-party decides later to fraudulently file suit for property damage or injury, you could be liable simply because the burden of proof is on you. By ensuring you get this information right away, you can help protect yourself if the situation ever goes any farther.

Do you have the right auto insurance coverage to suit your needs? Contact our friendly and knowledgeable team at Southwest Insurance Center for your no-obligation policy quote.

Save Gas and Save Money With These Tips

It doesn’t matter what time of year it is. Everyone loves to save money on gas. Unfortunately, simply finding the gas station with the cheapest price is not always enough. Gas prices fluctuate so much that it is best to incorporate some gas saving ideas into your daily routine. Follow these tips to get started.

  1. Drive safely. Driving with extra caution can really help you save money on gas. By quickly accelerating and braking harder, you are using more gas than you need to. In fact, these actions can lower your fuel efficiency by 33 percent on the highway and 5 percent in the city. Take some time while driving and save some money on your gas. 
  2. Remove any excess weight. The more items you have in your vehicle, the more gas it will take to get it from point A to point B. If you have a lot of stuff in your trunk, take an afternoon to remove some of the items that you do not need in there. Your wallet will thank you when you go farther on a tank of gas. 
  3. Get a newer model car. The newer cars have more efficiency. In fact, every year, the fuel efficiency gets better than before. You do not need to have a new car every year but if you have an older car, you may want to consider an upgrade. This is especially true if your vehicle is over 10 years old. 

Saving money on gas is great but you also need to have good auto insurance. Contact Southwest Insurance Center serving Austin, TX to take a look at your current policy or find you a new one. Save on gas with these tips and save on insurance by finding a better option.