Should You Add More Home Insurance Coverage During the Spring Storm Season?

Storms are inevitable, and most homes can take the abuse of a storm without incurring any real damage. For other homes and other storm situations and locations, the storms might be high enough and frequent enough that you should adjust coverage each spring. For those that live in the Austin, TX area, the agents with Southwest Insurance Center can help you find the right coverage for you.

In most cases, the storm season is not so terribly strong or long that you need to alter coverage. For areas where tornado, frequent wind storms, or adamant storm seasons are the norm, however, you may want more coverage in the spring storm season just to be sure that you are covered. There is something to keep in mind, however. Most basic policies do not cover hurricane or flooding so you may need supplemental policies if this is the type of storm you are dealing with.

No matter what storms you might come across, adjusting coverage to suit the weather, the seasons and the storm patterns of your geographical location might be a good idea. Another instance in which adjustment might be necessary is if your area does experience lots of snow and ice each year. Though adjusting coverage might seem like a hassle, it also can save you money if you do have a claim that needs to be made.

Storm patterns and seasons vary from state to state and location to location, so it is important that you take note of your particular area and your particular situation when it comes to adjusting coverage. For those in the Austin, TX area, the agents with Southwest Insurance Center can help you to find the perfect spring storm season coverage.  

Everyday Trash Items: What to Recycle

In today’s world, recycling household items are a daily part of people’s lives but what some don’t realize is that a majority of what is thrown away into the garbage can be recycled. It’s easy to get confused as to what you can and cannot recycle but with a bit of knowledge, recycling can be easy.

Paper Items
Each day, cards, coupons, and junk mail is received and barely looked at.  Instead of them throwing them into the trash, throw them in the recycling bin.  Newspapers, magazines, phonebooks, and office paper are other weekly items that can be recycled as well as the plastic or brown paper bags that are used to carry groceries.

Cans and Jars
The cans your soup, vegetables, and coffee comes in are also all recyclable.  All soda cans are also recyclable. All glass jars can be recycled and should be rinsed out of any food remnants before putting into a recycling bin.  Cooking glass, such as Pyrex pans, cannot be recycled as well as the single-use plastic coffee pods that are now used in many newer machines.

Food Containers
Plastic or cardboard milk and juice containers, egg cartons, and thin cardboard boxes that hold mixes or cereal can be recycled. Surprisingly, the plastic cereal box liner, mesh bags that hold oranges, and clear plastic containers that hold strawberries and/or other fruit cannot be recycled.  

Making the most of what we use on a daily basis is what most families strive for.  Making sure your home insurance is up to date is also something that should be revisited to make sure the home and assets inside are covered. Contact Southwest Insurance Center to see insurance options available and to get a quote.