Southwest Insurance Center is your go-to agency for Recreational Vehicle (RV) insurance in the greater Austin, TX area. We are here to meet all of your insurance needs, including optional coverage for your RV. While your primary auto policy may provide some protection for other vehicles, there are a lot of instances where you can be liable for injury and damage that will not be covered. Owning an RV offers a lot of opportunity for family fun and enjoyment, and having the right insurance in place will ensure that you enjoy your vehicle for years to come.
Benefits of Comprehensive RV Insurance
RV insurance covers you in the event of theft or damage while on the road, including accidents. One overlooked aspect of this insurance is coverage while parked. If you travel with your RV and use the vehicle to entertain guests while on the road, it is imperative to have liability insurance in case someone is injured while in your RV. Slips and falls can happen, and many insurance policies do not cover such mishaps.
This coverage, known as Vacation Insurance, offers you protection for when your RV is in use but you are not out on the road. All Perils coverage can provide protection for many instances where there are typically exclusions in general policies, such as acts of God. Owning an RV can be expensive, and having comprehensive insurance coverage can ensure that you are able to enjoy your investment for many years to come.
Please give us a call today at (512) 280-6100 to schedule an appointment to learn more about the benefits of comprehensive RV insurance. Southwest Insurance Center is proud to serve the greater Austin, TX area and is here to help you meet all of your insurance needs.
Insurance of many types can help in "rainy day" situations when things go wrong. And umbrella insurance is perfectly named because it definitely helps with those "rainy day" situations. But is getting that type of insurance really necessary and worth the cost? The short answer is "yes." And here’s why.
Cost of Umbrella Insurance
Umbrella insurance is surprisingly inexpensive, especially in light of the benefits. Because it is typically sold in $1 million increments, $1 million is in many instances the least expensive investment in umbrella insurance. But the cost for that type of coverage can be as low as only a couple hundred dollars per year.
What Umbrella Insurance Covers
Umbrella insurance covers various issues that are not covered by other types of insurance. Here are a few examples:
- Umbrella insurance provides additional coverage when there is a claim involving your home. Although you have homeowners’ insurance, your policy doesn’t provide adequate coverage. Your umbrella coverage kicks in.
- A car accident occurs that involves a great deal of damage, and your liability insurance coverage is not adequate. Umbrella insurance steps in to help make up the difference.
- An issue comes up that might not seem typically related to certain insurance policies. Those issues include ones like libel and slander, and umbrella insurance helps out.
Those are just a few of the many situations with which umbrella insurance can help. There are many more situations in which umbrella insurance can help.
Why It’s Worth It
When you compare the minimal cost of umbrella insurance with all of the benefits, plus the peace of mind gained, making the choice to obtain umbrella insurance is the obviously wise one.
Southwest Insurance Center serving Austin, TX would be happy to tell you more about umbrella insurance and help you navigate the questions and concerns you might have. Just give us a call to let us know how we can help.