Month: March 2024

Who Is Eligible to Get Umbrella Insurance?

Posted on by agentinsure

If you’ve heard about umbrella insurance and wonder whether it’s right for you, you may be eligible for it. Before you get an umbrella insurance policy, you have to have two other policies in place. These are affected by the umbrella policy, so you need to have them before looking into umbrella insurance. If you’re eligible for umbrella insurance, call us at Southwest Insurance Center in Austin, TX, to find out more. 

Home and Auto Insurance 

If you already have a home insurance policy and an auto policy, you can get an umbrella policy to add more coverage to them. Umbrella insurance is a way to add more coverage to both policies simultaneously. An umbrella policy gives you an extra layer of liability coverage for those policies. Many home and auto policies don’t have much for their liability coverage. This can mean that after the policy has maxed out, there are still bills that you’re liable for. This can cost an enormous amount to pay. Medical bills can be catastrophic if you’re required to pay them. 

Paying the Overage

If you have this overage to pay and you have umbrella insurance, it will step in after the home or auto policy to pay whatever is still due. Umbrella policies have an enormous amount of coverage, and this can come in handy when an accident has been serious and expensive. If you don’t have umbrella insurance, all of those overage charges will be yours to pay on your own, which could easily mean bankruptcy for some people. 

Get Umbrella Insurance

If you already have a home and auto policy, it may be time to consider umbrella insurance. To get started, call Southwest Insurance Center in Austin, TX. 

Don’t Head Out on the Road Without Good RV Insurance

Posted on by agentinsure

Ensure Your RV Adventures are Secure with Adequate Insurance

With spring and summer around the corner, it’s time to prepare your RV for upcoming vacations and adventures. But before you hit the road, ensure you have up-to-date, quality RV insurance. If you’re in the Austin, TX, area and seeking a reliable policy, Southwest Insurance Center is here to help.

Navigate the Insurance Landscape with Knowledgeable Agents

Our trusted, knowledgeable agents can provide you with quotes from multiple insurance providers and answer all your questions. Whether you’re simply updating a policy or need a new one, our goal is to ensure you understand and secure the benefits and protection you need. By working with an agent, you’ll gain important information to help make informed insurance decisions that suit your unique needs.

The Right Coverage for Your RV Usage

RV usage varies from person to person; some people live full-time in their RV, while others use it only for occasional family vacations. No matter how you use your RV or its frequency, there’s a policy that’s right for you. Identifying the right policy can provide excellent protection if you need to make a claim and help you focus on the joy of travel rather than worry about potential risks. There’s no need to settle for less when getting the policy that fits your situation is easy and convenient.

If you’re in the Austin, TX area and seeking an RV insurance policy, contact us today at Southwest Insurance Center. We’ll help you select a policy that suits your RV lifestyle and travel needs, whether you’re an occasional vacationer or enjoy life on the road all year round.