Month: November 2024

Businesses and Professions That Benefit from Umbrella Insurance

Posted on by agentinsure

Umbrella insurance extends the liability limits of insurance policies owned by businesses and individuals. Given its value, it benefits many businesses and professions by offering a range of protection and does so inexpensively. If you have questions about how umbrella insurance can help you or your company, consider Southwest Insurance Center, which serves the Austin, TX, area.

Which Professions Need Umbrella Insurance?

Umbrella insurance extends the liability coverage of your underlying policies. For example, many businesses carry liability insurance that protects them against potential injuries suffered by customers or others who enter the business’s facilities. Physicians, accountants, lawyers, and others risk having clients slip, fall, and suffer other mishaps while visiting their offices. Likewise, restaurants, retailers, and shops that allow the public on their premises risk similar accidents. If an accident resulted in liabilities exceeding the limits of their liability policy, their umbrella insurance would step in to pay the additional liabilities up to the umbrella policy’s limits.

Another group that benefits from umbrella insurance is businesses that work on property owned by others. Plumbers, electricians, and contractors risk causing injuries to others or damaging property when working onsite. Likewise, businesses that make deliveries, travel to appointments, or drive for other reasons face the liability limits of damage or injuries in motor vehicle accidents.

Other businesses need umbrella insurance to meet their contractual obligations with government agencies and many private companies. Meanwhile, any business that potentially faces legal action for slander, defamation, libel, or actions should consider obtaining the protection offered by umbrella insurance.

Working With Southwest Insurance Center in Austin

The Southwest Insurance Center team serves the insurance needs of individuals and businesses in the Austin, TX, area. Call us today at (512) 280-6100 or use our online appointment process to schedule an appointment.

Protect Your RV and Your Trip with RV Insurance

Posted on by agentinsure

When it comes to traveling in style, few things compete or compare with the benefits of traveling in an RV. And in the state of Texas, where they say everything is just bigger, it only makes sense that so many Texans opt for these luxurious homes on wheels as their preferred choice of travel and vacation. That is also why so many people in and around the Austin, TX area turn to the professional and friendly team at the Southwest Insurance Center for all their RV insurance needs.

Protect Your RV and Your Trip with RV Insurance

Before you load up your gear, the family, and the family dog, don’t forget to make sure your RV insurance is up-to-date, because with the right RV insurance plan, you can help protect your RV and your trip. Unfortunately, accidents can happen at the worst time. The good news is that RV insurance can help when unforeseen and unfortunate situations arise. Much like accidents, breakdowns are also another dreaded culprit and potential trip-killer. With the right plan for your RV, however, and the help of roadside assistance services, you can stay on schedule – or at least on vacation. So be sure to review your RV insurance policy with your local agent before you pack up, and protect your RV and your trip with the right RV insurance plan.

Find RV Insurance in Austin, TX

If you live in or around the greater Austin, TX area and want to learn more about RV insurance or need insurance for your palace on wheels, we can help. At the Southwest Insurance Center, our team of experienced and knowledgeable agents can help you protect your RV with insurance solutions designed to meet your and your RV’s needs. Contact us to find out more and schedule an appointment today for the protection you and your RV need and deserve at the Southwest Insurance Center.