It’s no secret that plenty of alcohol gets consumed in the Lone Star State, many of it in sports bars, restaurants, hotels, and social clubs. What you may not know, however, is that just 1 out of every 3 alcohol servers in the state carries liquor liability insurance. This simple omission can turn into big trouble for your dram shop or other business – even as it places extra burdens on your clientele and community.
The most obvious hazard
It only takes one multi-million dollar lawsuit to destroy a business – which is why purchasing liquor liability insurance just makes good sense. You’re not only protecting your own establishment from potential ruin; you’re also sparing your customers from the need to sue in the first place because of their overwhelming medical bills. You’re also helping local medical services, which not be able to extend or get recompensed for those services without some form of financial coverage in place.