Standard home insurance policies typically offer general coverage against various physical and liability hazards. A dwelling fire insurance policy offers coverage that is more specifically tailored to damage to your property in the event of a specific hazard. This type of policy provides residents of Austin, TX protection against fire and smoke-related damage. House fires can be devastating and one of the leading causes of house fires is due to cooking. Southwest Insurance Center has put together a few tips to help you reduce the risk of a cooking-related fire.
Stay in the Kitchen
When cooking on the stovetop, it is important that you never leave a stovetop unattended. It only takes a second for a distraction to turn into a serious, life-threatening event. Make sure to avoid overfilling pots and pans, which may boil over and lead to a fire. Keep heat temperatures as low as possible while cooking on the stovetop.
Have Lids Nearby
Grease fires are extremely dangerous because the source of the fire is liquid, which can splash and adhere to clothing, skin and other surfaces while the grease is still burning. Pay close attention while you are cooking with grease or oil and if you notice the grease is starting to smoke, immediately turn the heat down and remove the pan from the heat until smoking stops. The smoke is an indication that the oil is too hot and about to ignite. If a grease or oil fire does break out, turn the heat off and smother the fire by putting a lid on the pan. If you can’t safely put a lid on the pan, use a fire extinguisher or toss some baking soda on the flames.
Distractions can quickly lead to a cooking fire, so you should never cook while you are intoxicated or sleepy. It’s also extremely important that you use caution when children are in the kitchen with you while cooking. Never let children play near the oven and supervise children that are learning to cook.
Residents of Austin, TX that want to learn more information about dwelling fire insurance should contact Southwest Insurance Center.