When you file a homeowner’s claim, it will be received and reviewed by your insurance company. Once an internal review is complete, an insurance adjuster will be assigned to your case and come to inspect the damage. As a seasoned professional, your adjuster will be able to determine the amount that the insurance company will reimburse for the damage once your deductible has been met. Depending on how busy the insurance company is or whether the claim is related to a weather incident that causes a spike in claims, this process is usually completed in just a few days. To help the adjuster make a determination of the damages, it is always helpful to request estimates from local repair companies that you can then present to the adjuster as a benchmark for how much the repairs will cost.
Filing a claim is never fun, but reputable insurance companies can streamline the process and make it easy as possible for the homeowner. Remember that if you aren’t satisfied with the amount offered by the insurance company you can always appeal and present evidence to show why you should be awarded a higher amount. At Southwest Insurance Center in Austin, TX, we know that filing a claim is never fun and is often the result of a stressful situation at your home. That’s why we try to make the process as simple and easy as possible by always putting our customers first. To learn firsthand about the homeowner’s insurance process and answer any other questions you may have please give us a call to schedule a no-obligation consultation.
Safety features in automobiles once consisted of little more than seat belts and airbags. However, modern technology has provided all sorts of features to make it less likely that your commute will be cut short by an accident. Southwest Insurance Center, serving Austin, TX would like to inform you of some of the better safety features available to you.
A front collision alert system will alert you that you are about to hit something in front of you. A more sophisticated version will actually apply the brakes automatically to avoid the possible collision. A variant of this system will detect a pedestrian and either alert the driver or automatically apply the brakes.
A lane changing alert will inform the driver if he or she is starting to drift out of their lane. Another version of this system will alert the driver if he or she is changing lanes and is about to hit another car that is in the blind spot.
Backup cameras will automatically turn on when the vehicle is in reverse. They are very useful for informing a drive if backing out of a driveway or a parking spot is safe.
Cruise control has been around for a while. An adaptive cruise control system will keep a vehicle a certain distance behind the vehicle ahead, applying the brakes and pushing the accelerator as needed. The feature is very useful when battling rush hour traffic.
Parallel parking is one of the most difficult things to do at the wheel of a car. Parking assistance systems will use sensors in the front and rear of the vehicle to ensure you move into the gap at the curb without hitting anything.
For more information about auto insurance, feel free to contact Southwest Insurance Center, serving Austin, TX.