RV living is growing in popularity and accessibility. As RVs become more advanced in their comfort features, more and more people are opting for full-time RV life. At Southwest Insurance Center serving Austin, TX and the surrounding areas, we want to help clients understand how they can safely make this lifestyle change. Keep reading to learn about 3 safety tips for full-time RV living. 

Proper Insurance Coverage

If you choose to live in your RV full time, you will want to make sure that you have the proper type of insurance coverage. Regular vehicle coverage will not be adequate to protect your family and possessions if you are living in your RV. Although in some areas you can operate an RV with just vehicle coverage, this will not cover the value of your family’s personal belongings should there be an accident, fire, natural disaster, or burglary. An insurance professional can sit down with you to discuss the amount and types of insurance coverage you will need. 

Proper Security Features 

If you are staying in RV parks, it is imperative that you have the proper security features on your RV. Although all steps are taken to ensure that RV parks are safe, you are still in a vulnerable position. This is also true if you are staying overnight in parking lots or travel centers. You can increase your security with security cameras and RV security systems created specifically for this type of lifestyle. 

Be Aware of Your Surroundings 

When you arrive in an RV park take time to look around and get acquainted with the park’s security features and security guards. If you feel uncomfortable for any reason, you should carefully consider your choice of location. 

If you would like to learn about RV insurance or any of our other insurance products, please contact us at Southwest Insurance Center, serving Austin, TX, and the surrounding areas. 

Residents of Austin, TX looking for more information on umbrella insurance should keep reading. The team at Southwest Insurance Center has the experience and knowledge to help guide you throughout the process of purchasing umbrella insurance on your already-insured assets that need additional coverage. 

Umbrella insurance is just that – extra coverage. As you build an investment portfolio, purchase a home, investment property, vehicles, boats, other toys, and even run a business… umbrella insurance fills in the blanks where your standard policy may not. 

Why Do I Need Umbrella Insurance?

Umbrella insurance fills in the blanks where you may be at extra risk of getting sued for something. This could be related to a neighborhood issue, a client issue with your business, even an injury sustained by a neighbor from your dog. If you participate in dangerous or risky sports like hunting or surfing, your risk is higher of causing harm to someone else while participating. Umbrella insurance can cover you in these scenarios. 

The beauty of umbrella insurance is you can start small, with a lower amount of coverage, and scale up as you continue to make investments in property, businesses, and other valuable assets. 

The benefits of having umbrella insurance certainly outweigh the cost you are responsible for. While every individual and family is different, the safeguards that umbrella insurance will offer your assets and peace of mind are well worth the cost of coverage. 

If you think umbrella insurance sounds like something that would benefit your lifestyle or your future goals, don’t hesitate to reach out to Southwest Insurance Center today. We’re committed to helping residents of Austin, TX and the surrounding areas navigate insurance and get the coverage that works for them. Contact us today!