Do I Need Boat Insurance in Texas?

Anyone who lives in Austin, TX has likely shared the enjoyment that boating can offer both residents and tourists of the area. Southwest Insurance Center is here to answer all your questions about boat insurance in the great state of Texas.

Many marinas in Texas now require boat insurance in order to park your vessel on their property. Other than that, most boating insurance is for the peace of mind of the boat owner, as we can’t control every water situation we’re in, whether you’re the best boat captain on the water or not. 

Boat insurance can protect you in the event of an accident. Whether you’re at fault or not, boater’s insurance provides a financial cushion that will give you great peace of mind every time you get on the water with family and friends. 

If you’ve spent any significant sum of money on your boat, investing in boat insurance is a wise move. Don’t throw away the thousands of dollars you’ve invested in your vessel by not properly insuring it before you get out on the water to enjoy it. 

Standard coverage for a boat includes:

1. Physical damage to the boat that occurs during an accident, dangerous weather, etc

2. Property damage to another person’s property in the event of an accident

3. Theft or vandalism to your boat that needs replacing

As you can see, a simple insurance policy can set you up with a great amount of protection in various scenarios when out on the water. If you live in Austin, TX, have a boat, and need some guidance as you build a plan that will protect your assets, contact the team at Southwest Insurance Center. Our team of experts can help!