How to Make an RV Insurance Claim While Traveling

Traveling in an RV is one of the best ways to explore Texas or venture across the country, but even a dream trip can hit a snag. If you experience an accident or your RV gets damaged on the road, knowing how to handle an insurance claim while traveling can make the process much smoother.

Notify Your Insurance Company as Soon as Possible

Once everyone is safe, please don’t hesitate to contact your insurance provider at Southwest Insurance Center, serving Austin, TX, immediately. Most companies offer 24-hour claim hotlines, allowing you to get assistance no matter where you are. Provide details about what happened, your location, and whether anyone was injured. If your RV is not drivable, your insurer can help arrange a tow or recommend a local repair shop.

Gather Information and Keep Detailed Records

Take plenty of photos or videos of the damage and the surrounding area. If other vehicles were involved, exchange contact and insurance information. If the police are called to the scene, ask how to obtain a copy of their report. Save receipts for hotel stays, meals, or other expenses if your RV requires repairs before you can continue your trip—many RV policies will reimburse you for these additional costs.

Stay in Touch With Your Claims Adjuster

Your claims adjuster may arrange for an inspection of your RV at a nearby facility. They’ll guide you through repair options and handle most of the paperwork, even if you’re far from home. Keep your claim number handy to easily check on progress or address any questions.

An accident can disrupt your travel plans, but knowing what steps to take can help protect both your trip and your RV. Before hitting the road, review your policy with your Texas insurance agent at Southwest Insurance Center, serving Austin, TX, to ensure you’re covered for the way you travel. Contact us today to learn more.