Month: March 2026

Is My Fifth Wheel RV Covered By My Auto Insurance Policy?

Posted on by agentinsure

RVs are a popular way for Austin, TX residents to explore the outdoors, enjoy weekend camping trips, and take extended stays at RV parks across the state. A Fifth Wheel RV is a significant investment, and protecting it with the right insurance coverage is essential. If you are purchasing a Fifth Wheel for the first time, it is important to understand how insurance works. The team at Southwest Insurance Center is here to explain the coverage you need before heading out on your next adventure.

Fifth Wheel RV Insurance

When your Fifth Wheel is being towed by your truck, liability coverage may be included under your auto insurance policy. This coverage applies only when the RV is attached to an insured vehicle and being towed on the road.

Once the RV is parked, whether in your driveway or at a campground, your auto insurance no longer provides protection. Auto insurance also does not cover an RV in storage. Without RV insurance, your Fifth Wheel is vulnerable to risks such as vandalism, storm damage, falling trees, theft, or fire. Your personal belongings inside the RV would not be covered either.

To properly protect your investment, ask our agents about a specialized RV insurance policy. This type of coverage typically includes comprehensive, collision, and liability protection. Many policies also offer optional roadside assistance for extra peace of mind during your travels.

Contact Us

Contact Southwest Insurance Center to ensure your Fifth Wheel RV is protected wherever you travel in Austin, TX, and beyond. We can help you select the right coverage so you can enjoy every trip with confidence.

How Umbrella Insurance Could Save Your Side Hustle

Posted on by agentinsure

Many people today take on side hustles to supplement their primary income. Unlike a traditional job, however, a side hustle functions as its own small business. This means you may face higher liability risks and could be responsible for significant expenses if a lawsuit or other issue arises. The right insurance policies can help protect your income and keep your side hustle running. One important option to consider is umbrella insurance. Here is why umbrella insurance can be valuable for side business owners and how Southwest Insurance Center in Austin, TX, can help you find the right policy.

How Umbrella Insurance Protects Your Side Hustle

Many people with side hustles understand the need for insurance when their work involves personal injury risks, property damage risks, or any interaction that could lead to liability. What they may not realize is that even with insurance, they can still face exposure. Every insurance policy has limits, and if a claim exceeds those limits, you may have to pay the remaining costs yourself.

Umbrella insurance provides additional liability coverage above your existing policies. If a lawsuit or claim goes beyond the limits of your primary coverage, umbrella insurance can help pay the remaining amount. This extra protection can be the difference between continuing your side hustle and being forced to close it due to unexpected financial burdens.

Find the Right Insurance With Southwest Insurance Center

Southwest Insurance Center in Austin, TX, can help you explore your options and choose insurance that supports your side hustle. Whether you need personal or commercial coverage, our team is here to guide you. Contact us today to find the umbrella insurance policy that fits your needs.