Home Insurance Protects You Even When You are Away

It’s vacation season and many people are busy planning trips to explore new places and spend quality time with their friends and family.  When you’re packing up, you might ask a neighbor to pick up the mail or water the plants but did you know that home insurance delivers quality protection even when you aren’t home?   

While you are out, your policy while continues to protect your home and your belongings.  Adding additional safety features, such as monitored alarm systems, can reduce your insurance payments.  For homeowners in the Austin, TX area, its’ important to ask your agent at Southwest Insurance Center if there are certain incentives available for security systems.  When you are away, security features will give you peace of mind, as well as, potentially save you money. When you know that you have reasonably utilized all available resources, you’ll be able to enjoy your travels and not worry about your home and belongings.  

Homeowners policies cover your personal belongings.  This includes personal property such as clothing, furniture, jewelry and electronic equipment.  If you have large valuable collections, such as furs, firearms, or artwork, you need to discuss this with your agent to ensure that you are adequately covered.  The interesting feature of your policy is that your items will be covered when you are away.  So, if your laptop is stolen from the local coffee shop, your homeowner policy will cover it.    

Home insurance policies cover such a broad range of topics, it’s wise to consult with the knowledgeable agents at Southwest Insurance Center.  They help residents in the Austin, TX area understand the available options and get the best coverage for their needs.  Good home insurance protects you and your property everyday even when you are away.