When you file a homeowner’s claim, it will be received and reviewed by your insurance company. Once an internal review is complete, an insurance adjuster will be assigned to your case and come to inspect the damage. As a seasoned professional, your adjuster will be able to determine the amount that the insurance company will reimburse for the damage once your deductible has been met. Depending on how busy the insurance company is or whether the claim is related to a weather incident that causes a spike in claims, this process is usually completed in just a few days. To help the adjuster make a determination of the damages, it is always helpful to request estimates from local repair companies that you can then present to the adjuster as a benchmark for how much the repairs will cost.
Filing a claim is never fun, but reputable insurance companies can streamline the process and make it easy as possible for the homeowner. Remember that if you aren’t satisfied with the amount offered by the insurance company you can always appeal and present evidence to show why you should be awarded a higher amount. At Southwest Insurance Center in Austin, TX, we know that filing a claim is never fun and is often the result of a stressful situation at your home. That’s why we try to make the process as simple and easy as possible by always putting our customers first. To learn firsthand about the homeowner’s insurance process and answer any other questions you may have please give us a call to schedule a no-obligation consultation.