The Importance of Having Flood Insurance in Austin, TX

If you are a homeowner in the Austin, TX metro area and you don’t already have flood insurance, you might want to think again. Some of the biggest floods in recent years have been in Texas, and although Austin was not hit, it could be next. Check out these important facts and statistics about Flooding in Texas:

Flood Prone Austin

The average annual rainfall in Austin TX is 34 inches. That doesn’t sound like much, but the problem is that much of it can come at once.  May and September are the rainiest months, with contributions from dissipating tropical storms coming up from the Gulf as well as stalled-out cold fronts. Rainfall amounts exceeding 5 inches in several hours are not uncommon and can cause widespread flooding.
 
The Colorado River Flows through Austin. Over the years, Colorado has been prone to flooding. In the 1930’s, when Austin was much smaller, the swollen Colorado flooded Austin several times and cut the city in two. In addition, Central Texas is known as "Flash-flood Alley". Flash floods, emanating from smaller streams and tributaries of the Colorado River are a concern every year. Because of its dynamic growth, more and more concrete has been poured in the Austin metro area, contributing to increasingly large flood runoffs during storms.  

Southwest Insurance Center, Serving Austin, Texas

If you own a home or business in the Austin metro area, speak with the team at Southwest Insurance Center today about getting flood insurance. Southwest Insurance center is a one-stop independent insurance agency covering all aspect of home, auto, commercial and other insurance needs.