If you were the official grower of Green Giant green beans, then you’d probably be an Austin, TX company by now. As such, you’d need commercial insurance to cover company buildings, trucks, property, worker’s comp for employees, and much more. Here at Southwest Insurance Center, we know what you need to be commercially protected. Here’s why.
What Is Commercial Agribusiness Insurance?
Insurance is about the financial end of accidents and misfortunes. Commercial agribusiness insurance covers equipment mishaps, crop disasters leading to decreased income, liability, and more:
- Buildings and their contents
- The grounds and personal property
- Crops, trees, flowers, and seeds
- Livestock including poultry
- General liability
Should You Get Commercial Agribusiness Insurance?
Yes. If you own a vineyard, for instance, and bottle your own brand of wine, then you need commercial agribusiness insurance. You need it to sell grape juices, jams, and jellies. Do you fish to sell your shrimp, oysters, and lobsters to local restaurants and grocery stores? Insurance would be a good idea. Do you slaughter your livestock, process it, and sell it? You need insurance. Do you put up tomatoes, beans, berries, and other produce? Do you sell what’s left over to Austin, TX stores after you provide for family needs? You need insurance.
What About Farmers With On-Site Traffic?
Farmers and ranchers who allow the public to pick corn, apples, strawberries, and pumpkins in October or pet the baby livestock on their property are open to different types of trouble. General liability insurance doesn’t cover this kind of thing, so ask us if there is a rider or umbrella policy that you can buy to protect your farm.
Agribusiness is a maze for which you need protection. We’ve listed a few things here, but please drop in or call Southwest Insurance Center to learn more about commercial agribusiness insurance.