How to Get Insurance After You Are Convicted of Drunk Driving?

In a perfect world, no one would drink and drive. However, we are humans and make mistakes. Maybe you thought you were fine to drive or did not realize how much you had to drink. Regardless, once you are charged with and convicted of a DUI, your life changes. You may lose your license, be forced to pay fines, take driving education and DUI courses and then obtain SR-22 insurance, rather than standard auto insurance. After you have been convicted of drunk driving, here are the steps you will want to follow in order to get insurance again.

Get Proof You Can Drive Again

In order to get insurance after a DUI, you will need to have proof from the court that you can drive again. Some courts will let you have a conditional license, that allows you to drive to and from work. Others will suspend your license for a period of time and only reinstate it after your fines have been paid and you have participated in the required classes. Getting a paper from the courts that states whether you can drive is the first step to getting insurance.

Get SR-22 Insurance

After you have been convicted of a DUI, you will need to get SR-22 auto insurance. This is basically high risk insurance and is required for those convicted of a DUI, those who may have had their license suspended for some time because of unsafe driving or those who were in an accident without having insurance in the past. Not every insurance company offers this type of insurance policy, so you have to find one that does.

If you were convicted of a DUI and now need SR-22 auto insurance, let Southwest Insurance Center, serving the greater Austin, TX area help. Not every company will insure drivers with a DUI on their record, but we realize everyone deserves a second chance. Stop by our office today for a price quote or to get started on signing up for a new policy.